Recently, there have been several articles about mortgage money here in Asheville. Let me make it clear, there is money and it is competitive. You still can get a loan even with OK credit. A recent article indicated that you should not use a mortgage company that is part of a real estate company as the rates will not be as good as an outside lender.
While that may be true in some cases, one stop shopping will make the transaction smoother and relieve many of the usual worries. Check around first and then check the inside mortgage company. Remember, they work closely with your agent and would not be there if they could not perform. They also would not be there if their rates were not competitive.
You cannot always control outside mortgage lenders deadlines and requirements, but you can get straight fact from the inside lender and make intelligent decisions.
www.kellerwilliamsasheville.com
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